Need Help on What type of Insurance to get

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wgc517
Allowance Winner
Posts: 381
Joined: Tue Nov 30, 2004 7:27 pm
Location: East Coast

Need Help on What type of Insurance to get

Postby wgc517 » Mon Aug 04, 2008 3:19 pm

Hello Everyone,

I am going to be breaking ground on the land I bought to build a small horse farm and was wondering what types of insurance I need. All input would be greatly appreciated.

Pre Construction
General Liability?
Insurance to protect against materials being stolen.

Post Construction
boarding?
layups?
general Liability?
Homeowners Ins?
Insurance for my horses or to cover injuries to others horses while in my care?
Personal liabiltiy ins?

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Regal13
Maiden Special Weight
Posts: 128
Joined: Sun Jan 14, 2007 6:33 pm

Postby Regal13 » Tue Aug 05, 2008 2:55 pm

Hi there,
A while back there was a woman that posted on this board named Caryn that was an equine insurance salesperson. I've never spoke to her before but I was able to find the address to her website. It might be worth checking out. Hope this helps!

http://www.carawayracing.com/

From her website:

Coverages Available:

Full Mortality
Major Medical
Surgical
Prospective Foal/Barrenness
Farm Coverage
Liability
Horse Club Liability
Trailer Coverage
Livestock Coverage
Transit
"Horse sense is the thing a horse has which keeps it from betting on people." ~ W.C. Fields