Hello

Just to add my 2 cents worth, I will also be a first time sale buyer, though not a first time horse buyer

I talked to our "people" and for what we are in range of buying, they more or less said, (about fall of hammer insurance) dont bother. The van company should have some insurance, per horse, that wouldnt be too much less than what I intend to spend per horse, as I am only planning to spend 5k or less. Would like to hear others opinions. We set up an LLC etc, to protect all our purchases seperately from everything else, property, other horses we have, any lawsuits for any reasons, debts etc, so those weanlings cant be used against us (or you) by anyone trying to get something, not that we are worried about it, but thats what attorney suggested, since we are trying to make a profit next year

Also, Keeneland told us not to even try to establish credit until much closer to the sale, said dont worry about it until a week or less before we are coming, interested about opinions there too. They also said we could do it right there at the sale easily, they just call and check account for how much you want to spend, they dont actually check credit, they check bank account, So I think we will wait until a couple days before we go to get that set up. I was also actually transfered to the barn to ask about care of my purchases, and was told, unlike some things I have heard, that the horses WILL be given enough hay h2o, etc to make it until am the next day, that they will not leave your baby in a stall with nothing, and that sellers were very happy to work with you on your new baby

All experiences and opinions welcome!